Beach to Bay Insurance Group is an independent insurance agency located on the DelMarVa Peninsula. 

32828 Reba Road, Suite C

Millville, DE  19967

888-274-1032

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

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WHICH TYPE OF

INSURANCE IS

RIGHT FOR YOU?

Free life insurance quotes

in less than 1 minute!

Free life insurance quotes

in less than 1 minute!

WHOLE LIFE INSURANCE

Guaranteed and Lasting Protection

Whole life insurance is a form of permanent life insurance that remains in force for your entire lifetime.  Your benefits are guaranteed as long as you pay the required premiums on time.

 

Whole life insurance may have higher payments than term life, however, there are several reasons why you should consider permanent life insurance:

  • Your coverage will last your lifetime

  • You prefer to have life insurance protection and tax-advantaged accumulation of cash value

  • You are able to access your policy's cash value through loans or withdrawals*

  • You have advanced planning needs like business continuation or key person protection.

Benefits of whole life insurance

LEVEL
PREMIUM 
PAYMENTS
GUARANTEED DEATH BENEFIT COVERAGE
GUARANTEED 
CASH VALUE
ACCUMULATION
CASH VALUE
GROWS
TAX-DEFERRED
FIXED
INTEREST
RATE
 

Is whole life insurance right for you?

Do you want a life insurance policy that will last your lifetime?  (Policy premiums must be made in order for policy to remain active.)

Do you a family history of health issues that may make it difficult to secure coverage later in life?

Do you think cash value could be a future benefit for liquidity, retirement, or estate planning?

Do you need money to offset the cost of inheritance or estate taxes?

Give us a call today and we will help you determine what type of policy is right for you.