WHICH TYPE OF

INSURANCE IS

RIGHT FOR YOU?

Free life insurance quotes

in less than 1 minute!

Free life insurance quotes

in less than 1 minute!

UNIVERSAL LIFE INSURANCE

Provide Permanent Protection with Flexible Premiums

Universal Life Insurance is a form of permanent life insurance that is characterized by its flexible premiums, face amounts and unbundled pricing structure.  

Universal life insurance allows you to use the interest from your accumulated savings to help pay premiums over time.  

Universal life insurance offers

YOU
LIFETIME
COVERAGE*
POTENTIAL FOR
CASH VALUE
GROWTH
TAX-DEFERRED 
GROWTH ON THE  CASH VALUE
FLEXIBLE DEATH
BENEFITS &
PREMIUM PAYMENTS**

Is universal life insurance right for you?

Do you think cash value could be a future benefit for liquidity, retirement, or estate planning?

Do you need money to offset the cost of inheritance or estate taxes?

Do you want a life insurance policy that will last your lifetime?  (Policy premiums must be made in order for policy to remain active.)

Do you a family history of health issues that may make it difficult to secure coverage later in life?

Give us a call today and we will help you determine what type of policy is right for you.

Beach to Bay Insurance Group is an independent insurance agency located on the DelMarVa Peninsula. 

32828 Reba Road, Suite C

Millville, DE  19967

888-274-1032

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

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