Beach to Bay Insurance Group is an independent insurance agency located on the DelMarVa Peninsula. 

32828 Reba Road, Suite C

Millville, DE  19967

888-274-1032

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

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WHICH TYPE OF

INSURANCE IS

RIGHT FOR YOU?

Free life insurance quotes

in less than 1 minute!

Free life insurance quotes

in less than 1 minute!

TERM LIFE INSURANCE

Term life insurance is life insurance in it's simplest form.  Is is the most basic and low cost of insurances as it it only provides a death benefit.  It is referred to "term" because the premiums and death benefit are fixed for a set period of years.  

 

Term life insurance is best for individuals or companies with short-term needs and those seeking to provide death benefit protection to cover mortgage or other loan payments, or to provide income replacement during your prime earning and/or family supporting years.

Common uses for term life insurance

Income Replacement
Providing a few years of income replacement for families in their prime earnings years.
Mortgage Payoff
Policy proceeds can be used to cover an outstanding mortgage balance or other debt.
Children's Education
A safety net should something happen to you while you’re saving for your child’s education.
Business Preservation
Enabling business continuity by structuring it as key person insurance or with buy/sell agreements.
 

Term life insurance does not build cash value

Term life insurance premiums can greatly increase once your initial coverage period ends

What you should know about term insurance

Term life insurance provides financial protection for only a specific amount of time, usually 10 to 30 years

Term life insurance is usually less expensive than permanent life insurance.

Give us a call today and we will help you determine what type of policy is right for you.