IF YOU DON'T HAVE LIFE INSURANCE AND HAVE A FAMILY WITH KIDS UNDER 18 THEN THIS VIDEO IS FOR YOU!! Nobody, especially younger people, likes to think about life insurance because when you do you equate it to death and who wants to think about that?!! However, young people, especially with families are the ones that need to think about it most. Who is going to cover your salary, pay the mortgage, take care of college tuition if something unexpected were to happen? Even stay at home parents should have life insurance, because yes, cleaning, cooking, laundry and carpooling will add up in their absence. In this video we will discuss what policy would suit your needs best, term life insurance or whole life insurance, and how much coverage you realistically need.