How much does eldercare cost, and how do you arrange it when it is needed? The average person might have difficulty answering those two questions, for the answ

 Long-term care insurance is expensive but so is the cost of long-term care.  The value of #longtermcare is a perplexing question.  There is no question we are living longer, which correlates to more years in #retirement which means more years your going to depend on y...

Just hearing Long-term care can strike fear into the hearts of Baby Boomers of everywhere.. and it should if you're not properly prepared to pay for it.

Most people don't think about Long-term Care Insurance until it's too late. Not having LTCI can deplete your savings, your retirement and your loved ones savings.

IF YOU DON'T HAVE LIFE INSURANCE AND HAVE A FAMILY WITH KIDS UNDER 18 THEN THIS VIDEO IS FOR YOU!!  Nobody, especially younger people,  likes to think about life insurance because when you do you equate it to death and who wants to think about that?!!   However, young...

Every few years, predictions emerge that the estate tax will sunset. Even if it does, that will not remove the need for life insurance in estate planning. Why? The reasons are numerous.

Living without life insurance means taking a financial risk. Too many households are taking it, mistakenly believing that life insurance is a cost they cannot afford.

One of the most important things you can do when you get married is make sure your spouse will taken care of should something happen to you.

Hybrid LTC policies provide a death benefit, a percentage of which will go to your heirs. Do traditional LTC policies offer a death benefit? No. If you buy a discrete LTC policy, but die without needing long-term care, all those LTC policy premiums you paid will not re...